2026 premiums in WY
Average plan price, age 27, vs 2025. Source: CMS QHP Landscape files.
This page shows average 2026 plan prices in WY by metal level and insurer, and how much each rose since 2025. For you: Gold usually costs more per month but covers more; pair any price here with the state’s denial rates and the deductible tables.
Subsidy warning: the enhanced ACA subsidies expire at the end of 2025. These figures show how much plans themselves cost in 2026 vs 2025. For most shoppers the real out-of-pocket change is larger, because the tax credit that has been capping monthly bills is shrinking at the same time.
Frequently asked
Did premiums rise in WY in 2026?
The tables above show average 2026 premiums in WY by metal level and insurer, and the percent change vs 2025, from CMS QHP Landscape files.
Which insurer is cheapest in WY?
Sort the insurer table by premium. Price is only half the comparison though: check the state's denial rates and the plan's deductible before choosing.
How does my subsidy work with these prices?
Your premium tax credit is capped against your income using the 2026 Applicable Percentage Table, and the estimator on this page computes it from your state's benchmark premium at your age.